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Student Loans
Emails from ‘Student-Loan Debt Department’ are scams
Scams
Student-Loan Debt Department email is a scam
Did you get an email about debt relief from the “Student-Loan Debt Department” after the White House’s latest debt relief plan announcement? Here’s why it’s a scam.
Student Loans
No, the government isn’t sending checks for student loan forgiveness
A VERIFY reader asked if borrowers receive a check when the government forgives their student loans. It doesn’t. Here’s how student loan relief is issued.
Student Loans
Government doesn't send checks to forgive student debt
A VERIFY reader asked if borrowers receive a check when the government forgives their student loans. It doesn’t. Here’s how student loan relief is issued.
Student Loans
Student loan SAVE plan: VERIFY Fact Sheet
Applications are open for the Department of Education's new income-driven student loan repayment plan.
Student Loans
No, the Biden administration’s latest $4.9 billion student debt relief isn’t a new program
The latest round of debt relief is primarily from adjustments to preexisting income-driven repayment (IDR) plans and public service loan forgiveness (PSLF) plans.
Student Loans
Yes, some student loan borrowers need to consolidate by April 30 to get one-time adjustment
Most borrowers will get the adjustment automatically, but borrowers with commercially managed FFEL, Perkins or HEAL loans will have to consolidate before April ends.
Student Loans
Borrowers eligible for new $9 billion in student debt relief don’t have to apply to get forgiveness
The Biden administration recently said it’s canceling another $9 billion in student debt for certain borrowers. We VERIFY what you need to do to see that relief.
Student Loans
Yes, the Biden Administration did cancel an additional $9 billion in student loan debt
125,000 people with federal student loans who fall into one of three categories will be eligible for new debt relief.
Shutdown
Yes, you are still responsible for paying your student loans during a government shutdown
Student loan repayments will resume in October — and interest will continue to accrue — even if the federal government shuts down.
Education
Parent PLUS loans can qualify for forgiveness if they’re consolidated
Parent PLUS loans can be forgiven under an income-contingent repayment plan or through public service loan forgiveness, but they must be consolidated first.
Student Loans
Yes, your student loans can be discharged in bankruptcy, but it’s not guaranteed
You have to prove your student loans are causing you undue hardship before the court will agree to discharge them in bankruptcy proceedings.
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