From refinancing a home to closing on a new one, the housing market can be tricky. Luckily, the experts at Ideal Home Loans can help.

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Brett Ivinson, President and Partner of Ideal Home Loans, took time to answer some common questions about mortgages.

Ivinson says interest rates are currently the lowest they have been all year, so if you're thinking about buying a home or refinancing now is the time to act.

He also says there is no obligation if you call and ask a question, so anyone can get their questions answered about their home.

To ask a question or to get more information, go to or call 602-899-7000.